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Driving and Road Trip Insurance

Travel Insurance for Road Trips

If you’re planning a road trip, road trip insurance can help. Road trip insurance provides coverage for medical emergencies and rental car incidents.


Travel Insurance for Road Trips

The classic road trip remains a favorite vacation style among many travelers. Since they are in the safety and familiarity of their own car for the majority of the trip, many people don't give a thought to possible limitations in coverage under their primary auto insurance policy while on a road trip. Before starting your road trip, you should carefully review your primary auto insurance to make sure it provides sufficient coverage like out-of-state travel, enough liability protection for all of your passengers, and other situations unique to your road trip plans.

While Arch RoamRight plans provide coverage for trip cancellation and medical emergencies, which can both effect road trips, these plans do not cover your own personal vehicle for collision insurance. However, if you choose to rent a car for your road trip, Arch RoamRight offers renter’s collision insurance (which includes damage and theft protection). You should note that, although car rental agencies can also sell you rental insurance for your road trip, it often works in daily charge increments which can quickly become very expensive. It helps to do your research before you approach the rental car counter.

If your road trip is taking you more than 100 miles away from home, Arch RoamRight provides protection for medical emergencies as well. Many of Arch RoamRight’s plans provide medical coverage including medical evacuation coverage, emergency reunion to bring someone to your bedside if traveling alone, and return of dependent children to your home if they are with you when you're hospitalized.

Get a free instant quote for road trip insurance from RoamRight today. If you have any questions, our representatives are standing by to assist you via live chat.

The Arch RoamRight™ and the RoamRight® mark is used by Arch Insurance Company and owned by its parent company, Arch Capital Group (U.S.). Insurance coverages are underwritten by Arch Insurance Company, NAIC #11150, under certain policy series, including LTP 2013 and amendments thereto. Certain terms, conditions, restrictions and exclusions apply and coverages may vary in certain states. In the event of any conflict between your policy terms and coverage descriptions on this website, the terms and conditions of your policy shall govern. Click here for privacy notice.
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